WASTE MONEY - TERMS OF USE

1. ACCEPTANCE OF TERMS

BY USING WASTE MONEY (THE "SERVICE"), YOU AGREE TO THESE TERMS IN THEIR ENTIRETY.

BY CREATING AN ACCOUNT OR USING ANY FEATURE OF THIS SERVICE, YOU CONFIRM THAT:

• YOU ARE 18 YEARS OF AGE OR OLDER
• YOU HAVE READ AND UNDERSTAND THESE TERMS
• YOU AGREE TO BE BOUND BY THESE TERMS
• YOU HAVE LEGAL AUTHORITY TO MAKE FINANCIAL DECISIONS

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS SERVICE.

2. THE SERVICE

WASTE MONEY IS A GAMIFIED PSYCHOLOGY EXPERIMENT STUDYING HUMAN FINANCIAL BEHAVIOR AND DECISION-MAKING PATTERNS.

THIS SERVICE ALLOWS YOU TO:

• SEND MONEY AND RECEIVE ABSOLUTELY NOTHING IN RETURN
• PARTICIPATE IN EXPERIMENTAL FEATURES INCLUDING WASTE PAD
• EARN ACHIEVEMENT BADGES AND APPEAR ON LEADERBOARDS
• SEND ANONYMOUS MESSAGES

THIS IS THE INTENDED FUNCTIONALITY OF THE SERVICE. YOU WILL NOT RECEIVE ANY PRODUCTS, SERVICES, GOODS, OR BENEFITS OF ANY KIND IN EXCHANGE FOR PAYMENTS.

3. AGE REQUIREMENT

YOU MUST BE 18 YEARS OF AGE OR OLDER TO USE THIS SERVICE.

THIS REQUIREMENT APPLIES TO:

• CREATING AN ACCOUNT
• MAKING ANY PAYMENTS
• ACCESSING WASTE PAD
• USING ANY FEATURE OF THE SERVICE

BY USING THIS SERVICE, YOU CONFIRM THAT YOU ARE 18 OR OLDER AND HAVE LEGAL CAPACITY TO ENTER INTO BINDING AGREEMENTS.

4. PAYMENT TERMS & REFUND POLICY

ALL TRANSACTIONS ARE FINAL AND NON-REFUNDABLE UNDER ANY CIRCUMSTANCES.

BY USING WASTE MONEY, YOU AGREE THAT:

• ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE
• ONCE YOU SUBMIT A PAYMENT, YOUR MONEY IS PERMANENTLY GONE
• YOU WILL NOT RECEIVE ANY PRODUCTS OR SERVICES
• THIS IS THE INTENDED PURPOSE OF THE SERVICE

NO EXCEPTIONS

THERE ARE NO EXCEPTIONS TO THIS POLICY. WE WILL NOT PROVIDE REFUNDS FOR:

• ACCIDENTAL PAYMENTS
• CHANGED MINDS
• FINANCIAL HARDSHIP
• TECHNICAL ERRORS
• ANY OTHER REASON WHATSOEVER

DISPUTE RESOLUTION

YOU WAIVE YOUR RIGHT TO DISPUTE CHARGES WITH YOUR BANK OR CREDIT CARD COMPANY.

YOU ACKNOWLEDGE THAT YOU RECEIVED EXACTLY WHAT WAS PROMISED: NOTHING.

ANY CHARGEBACKS WILL BE CONTESTED.

REFUND REQUESTS

DO NOT CONTACT US REQUESTING REFUNDS. ALL REFUND REQUESTS WILL BE IGNORED. THIS POLICY IS NON-NEGOTIABLE.

5. WASTE PAD - EXPERIMENTAL SOFTWARE

WASTE PAD IS EXPERIMENTAL SOFTWARE THAT IS PART OF THE WASTE MONEY SERVICE.

BY ACCESSING WASTE PAD, YOU ACKNOWLEDGE AND AGREE THAT:

• WASTE PAD IS EXPERIMENTAL SOFTWARE - FEATURES MAY CHANGE, RESET, BREAK, EVOLVE, PAUSE, OR DISAPPEAR AT ANY TIME
• YOU ARE 18 YEARS OF AGE OR OLDER
• YOU WILL NOT USE WASTE PAD FOR ILLEGAL HARM, EXPLOITATION, HARASSMENT, OR ANYTHING THAT VIOLATES APPLICABLE LAW
• YOUR CREATIONS (WHAT YOU DRAW/WRITE/GENERATE IN-SESSION) ARE YOURS
• THE UNDERLYING SYSTEMS, MECHANICS, UI, CODE, AND SOFTWARE REMAIN THE PROPERTY OF WASTE MONEY
• THE SYSTEM MAY PROCESS DATA NEEDED TO OPERATE, MAINTAIN, AND IMPROVE WASTE PAD
• DATA PRACTICES MAY EVOLVE AS FEATURES EVOLVE
• THERE ARE NO GUARANTEES OF OUTCOMES, PERSISTENCE, AVAILABILITY, CONTINUITY, ACCURACY, FAIRNESS, OR FUTURE BEHAVIOR

IF YOU DON'T AGREE TO THESE TERMS, DON'T USE WASTE PAD.

6. USER RESPONSIBILITIES

YOU ARE RESPONSIBLE FOR:

• UNDERSTANDING WHAT THIS SERVICE DOES BEFORE USING IT
• ENSURING YOU ARE 18 OR OLDER
• HAVING LEGAL AUTHORITY TO WASTE THE MONEY YOU ARE SENDING
• YOUR OWN DECISIONS AND THEIR CONSEQUENCES
• NOT USING THE SERVICE FOR ILLEGAL PURPOSES
• NOT HARASSING, EXPLOITING, OR HARMING OTHERS

7. OWNERSHIP & INTELLECTUAL PROPERTY

YOUR CONTENT:

• YOUR CREATIONS (DRAWINGS, WRITINGS, GENERATED CONTENT) ARE YOURS
• MESSAGES AND USERNAMES YOU CREATE BELONG TO YOU

OUR PROPERTY:

• ALL UNDERLYING SYSTEMS, CODE, UI, AND SOFTWARE BELONG TO WASTE MONEY
• THE WASTE MONEY AND WASTE PAD NAMES, LOGOS, AND BRANDING ARE OUR PROPERTY
• GAME MECHANICS, FEATURES, AND DESIGNS BELONG TO WASTE MONEY

8. DATA & PRIVACY

WE MAY COLLECT AND PROCESS DATA TO:

• OPERATE AND MAINTAIN THE SERVICE
• IMPROVE USER EXPERIENCE
• ANALYZE USAGE PATTERNS FOR RESEARCH PURPOSES
• COMMUNICATE WITH YOU ABOUT THE SERVICE

DATA PRACTICES MAY EVOLVE AS THE SERVICE EVOLVES. YOUR CONTINUED USE CONSTITUTES ACCEPTANCE OF UPDATED PRACTICES.

9. DISCLAIMERS

THIS SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND.

WE MAKE NO GUARANTEES REGARDING:

• AVAILABILITY OR UPTIME OF THE SERVICE
• ACCURACY OF ANY INFORMATION
• PERSISTENCE OF DATA OR CONTENT
• FUTURE FEATURES OR FUNCTIONALITY
• COMPATIBILITY WITH YOUR DEVICES OR BROWSERS

WE ARE NOT RESPONSIBLE FOR ANY FINANCIAL LOSS YOU EXPERIENCE. YOU ASSUME ALL RISK WHEN USING THIS SERVICE.

10. LIMITATION OF LIABILITY

OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

WE ARE NOT LIABLE FOR ANY DAMAGES, DIRECT OR INDIRECT, INCLUDING BUT NOT LIMITED TO:

• FINANCIAL LOSSES
• EMOTIONAL DISTRESS
• LOSS OF DATA
• BUSINESS INTERRUPTION
• ANY OTHER CONSEQUENTIAL DAMAGES

YOU WAIVE ANY RIGHT TO SEEK DAMAGES FROM US BEYOND WHAT IS PERMITTED BY APPLICABLE LAW.

11. TERMINATION

WE RESERVE THE RIGHT TO:

• TERMINATE OR SUSPEND YOUR ACCOUNT AT ANY TIME
• MODIFY OR DISCONTINUE THE SERVICE WITHOUT NOTICE
• REMOVE CONTENT AT OUR DISCRETION

YOU MAY TERMINATE YOUR ACCOUNT AT ANY TIME THROUGH YOUR ACCOUNT SETTINGS.

12. GOVERNING LAW

THESE TERMS ARE GOVERNED BY THE LAWS OF THE JURISDICTION WHERE WE OPERATE.

ANY DISPUTES WILL BE RESOLVED THROUGH BINDING ARBITRATION.

13. CHANGES TO TERMS

WE MAY UPDATE THESE TERMS AT ANY TIME.

CONTINUED USE OF THE SERVICE AFTER CHANGES CONSTITUTES ACCEPTANCE OF THE NEW TERMS.

WE WILL MAKE REASONABLE EFFORTS TO NOTIFY USERS OF SIGNIFICANT CHANGES.

14. ACKNOWLEDGMENT

BY PROCEEDING WITH ANY PAYMENT OR USING ANY FEATURE, YOU ACKNOWLEDGE THAT:

• YOU HAVE READ AND UNDERSTOOD THESE TERMS IN THEIR ENTIRETY
• YOU ARE 18 YEARS OF AGE OR OLDER
• YOU AGREE TO WASTE YOUR MONEY PERMANENTLY
• YOU WILL NOT REQUEST A REFUND
• YOU ACCEPT FULL RESPONSIBILITY FOR YOUR DECISIONS